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Source: http://witnesshr.blogspot.com/2012/08/the-sad-existence-of-armenias-children.html
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Having a little extra time to think, I came up with an idea for this post that sounded like fun. I asked myself what are?three big risks or life changes I could take in the near future. The answers had to be practical and possible; swimming across the English Channel was right out. I wanted to think of three things I could?do?that would really shake up my routine and life.?Here is what I came up with:
1) Live in an RV for part of each year while traveling the country. Of course, if our time in Flagstaff isn't terribly enjoyable then this will drop from my list. But, in concept, what would my life be like if I was on the road for part of each year? What would it be like to travel?back roads, stopping in small town or state parks for days or weeks at a time? Would we miss the familiarity of home, friends, family, and our daily schedule? Or would we find the uncertainty of what's around the next corner exciting and liberating?Betty and I have talked about this very thing and think we'd like to try it for awhile. We listen to the stories that friends like Bill and Wendy Birnbaum tell us of?their two month coast-to-coast trip in their RV. Tamara and Mike live in their RV for weeks at a time, now that both are retired, and love it. A couple I know lived full time in theirs for years.
2) Build a real business around the Satisfying Retirement brand. Blogging to me is mostly about fun and creativity. More than two years after starting all this I still enjoy the process, though I am giving some thought to taking a blogging sabbatical at some point down the road.Satisfying Retirement is a phrase that this blog now "owns". A Google search will reference back to this blog almost exclusively.? The blog has been the reason behind my first book (with the second one well underway), magazine articles, the invitation to write for retirement books, being a paid contributor to a major PBS web site, and just recently, being contacted by a TV producer about a possible profile on national television sometime next year.
However I have not done much to turn that brand strength into income.?Should I invest some of our savings in marketing, product development and speaking arrangements? Would it be wise to risk some of my retirement money to capitalize on the blog's status?? What would happen if I decided to turn satisfying retirement into a business? Am I ready to take on the full time commitment necessary to build a new business? If I did, my life would change in many ways.
3) Go back to school to get an advanced degree. I love to read and study. I thoroughly enjoy being around a college campus. I have toyed with the idea of going back to school to get a masters degree. What has stopped me are two major factors: cost and time.The expenses would be substantial. With our close-to-the-vest style of retirement the money outlay would take a major bite out of our savings with no expectation of earning that money back. I would get a degree for the pure joy of study and the satisfaction of accomplishing the goal.
There is also the question of what would I want to study? The only subject that has popped into my head several times over the last few years is something involving religious studies or attending a?seminary. Do I want to be a pastor? No. Then, why? I guess because my faith is important me and the more I know the better I will be able to accept the unexplainable. It is a subject that requires a serious amount of deep thinking and writing. Could I learn Greek at my age? I have no idea. I guess that would be part of the risk.
So, there you have it. Three things I could conceivably do that would certainly alter a part of my satisfying retirement lifestyle. At the moment I am not rushing to any decision. But, it is good to consider possibilities and options, isn't it?I must say I am having an absolutely fabulous time reading the answers the BRITW (best readers in the world) have submitted for the next book. It is giving me a tremendous insight into the state of retirement today...both the pluses and the drawbacks. Many responses talk about making changes in lifestyle and direction, taking some risks, and not settling.
What about you? What "risks" or changes in how you approach your daily life or retirement direction might be something you'd consider?? Give us your ideas. We are all open to shaking things up every now and then.
Source: http://satisfyingretirement.blogspot.com/2012/08/3-life-altering-risky-decisions.html
University of Missouri Health System, parent of University of Missouri Health Care, has announced the retirement of MU Health Care's CEO Jim Ross, effective Dec. 31.
Mitch Wasden, the current COO of MU Health Care, will take over the CEO position on Jan. 1, 2013. He will serve as both the CEO and the COO. Mr. Ross joined MU Health Care in 2004. While he was CEO, University of Missouri Health Care's net income exceeded $30 million for seven years.Hannibal Regional Healthcare System Names Todd Ahrens CEO
Heath King Becomes CFO of Lee's Summit Medical Center in Missouri
Katherine Howell Names Chief Nurse Executive at Saint Luke's Health in Missouri
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Callaway's drivers are designed to help you improve distance and accuracy and optimize shot shape to suit your game. Their irons are focused on feel and consistency. From clubs, to golf balls to accessories, Callaway executes numerous tests to ensure each product is an improvement on those that preceded it. They also design apparel and shoes and license their name to travel gear, watches, and other golf accessories. Their products are sold in more than 100 countries.
From their line of accessories, Callaway is proud to introduce the Callaway Golf Warbird Xtreme Bag. It is a large, lightweight stand bag complete with advanced performance features that all golfers want. This stand bag has a deluxe foam padded hip pad for better ventilation and comfort. Its 9-inch top and 9 total pockets provide space for your golf kit. Its design is very sleek and classy, and also very trendy.
The bag has a 9-inch, 7-way oval top with 7 full length divider system that makes it easy to get the golf clubs out. It also ensures that your golf clubs are well organized. It provides the ultimate spacing for clubs, irons, drivers, and putters. There are 9 easy access pockets with custom molded zip pulls and handles. The pockets include a mesh side pocket, a velour-lined valuables pocket, and a cooler-lined water bottle pocket, which is insulated so it keeps your drink cold.
Callaway Golf Warbird Xtreme Bag features the new X-Tra Traction (XTT) Flex Foot Base technology that activates the tripod stand mechanism on two integrated apex pivots for 100% turf contact and added superior stability. This technology is a proprietary stand bag base system that delivers optimal function performance. This feature also helps keep the bag lightweight, weighing only 6 lbs.
The additional features include a towel ring, pen holder, tee holder with tees, and a ball marker. It also has a convenient umbrella holder and a rain hood. It comes in pretty cool colors like black, charcoal, navy, forest, silver, pink, white, and red. Its dimensions are: 8 inches wide, 9 inches deep, and 32 inches tall.
This stand bag combines a lightweight design and advanced stand technology with the same space and performance of much heavier bags. Callaway Golf Warbird Xtreme Bag is a fully functional and durable golf bag that offers the ultimate experience for the golfer that walks and carries their bag. It is the most ideal stand bag for every golfer who wants the ultimate convenient carrying experience.
Are you looking for more information regarding Golf Warbird Xtreme Bag? Visit http://www.golfprowares.com/callaway/golf-warbird-xtreme-stand-bag today!
Source: http://www.artipot.com/articles/1349749/callaway-golf-warbird-xtreme-bag.htm
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It will be the London hub's busiest day for arrivals during the lead-up to the event, which is due to begin Wednesday.
The airport took the opportunity to unveil a number of improvements for passengers with reduced mobility, having recently worked with the Whizz-Kidz charity to make the facility more accessible.
New features include an increased number of specialist lifts, an on-site wheelchair repair service and new accessible toilets.
'Given the increased challenges of the Paralympic Games, we wanted to make sure that we were prepared to meet the needs of the greater than usual number of passengers with reduced mobility visiting Heathrow,' explained Colin Matthews, chief executive of airport operator BAA.
Heathrow is the official host airport of the London 2012 Olympic Games and Paralympic Games, with BAA having invested ?20 million in the project.
Opodo cheap flights, hotels and car hire - let the journey begin!
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Yes, you?ll be able to indeed make your personal hovercraft if you want to. The truth is, some enjoyed the passion of generating it a do-it-yourself project. For anyone who is one of people that need to set up and develop your own hovercraft for sale, read on for some standard information and guidelines too.
Here are some necessary points that you want to keep in mind.
- Hovercraft Designs. If you wish to create or make your personal hovercraft, make sure that you have your design and style prepared. Like constructing a residence or a making, creating your personal hovercraft may be uncomplicated should you have an easy-to-follow instruction manual. You may also get a style on the internet and possess a quite great guide that shows some pictures from the project that you simply desire to make. Start with straightforward styles. You don?t have to make complex hovercrafts in particular should you be just starting. It?s very important that you also get a superb guide for oneself, some thing which is simple to follow and comprehend in order that you will have no issues in putting up your hovercraft.
- Guide on how to make your personal hovercraft. Indeed, 1 with the factors that you will need to create a hovercraft is a great guide that is also easy to comprehend. Keep in mind as well that even when the hovercraft looks uncomplicated, there are particular components and components which you want to take into account to make the craft work. Obviously, it?s important to contemplate pressure as well because the method that tends to make your hovercraft glide on water when carrying you as well as other passengers onboard. One factor in generating hovercraft as a do-it-yourself project is to be sure that you fully grasp anything regarding the guide as well as the making procedure also.
Understanding the vital elements in the hovercraft. If you want to develop a hovercraft, bear in mind that the 3 essential parts of the craft are the skirt, the hoverboard or the platform too because the air vents. Putting them all with each other will basically make it easier to make the hovercraft simple to construct but needless to say, you can find also other critical considerations too.
The materials required. To assist you image out the approach, listed here are some from the supplies and components that you will need to make your own hovercraft. You might have to have to have a plastic sheet for the hovercraft?s skirt but ensure that you will discover no holes in it. In creating your hoverboard, it is possible to also use lightweight materials for example wood or fiber glass to create it lighter.
To produce your own personal hovercraft, you have to be certain also that you have a wonderful guide too as the ideal dimensions and specs for the project. You might also have to have a fan process to lift your hovercraft within the water. In case you determine to improvise your fan technique, you could use a leaf blower or even a vacuum cleaner.
Source: http://1on1tutoring.net/shopping-and-product-reviews/08/07/01/
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Source: http://twitter.com/sascha_p/statuses/238684054818541570
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?Cravings? refer to intense desires or urges for a particular substance-a drug, alcohol, or a food, even in the absence of hunger. Obese prone individuals have a heightened awareness of food as compared to thin people. Hunger is that growling in the stomach when have gone long periods without eating.
The though, color, shape, and smell of certain foods often bring back stored pleasure experiences and the need for reward. Cravings cannot be avoided since this behavior may have been going on for 20 or 30 years. Control of Cravings is a major issue for many dieters.
Cravings can be very destructive when drugs and alcohol are involved. food cravings can be one of the major contributors to obesity. The causes of craving is as varied as the substance craved: nutritional deficiencies, hormonal changes, metabolic changes, anxiety, and depression are among the causative factors.
Who are The Crave-rs?
28% of women and 13% of men report cravings. Dieters report much higher levels of food cravings than non -dieters
Are Cravings an Addiction?
Are food crave-rs, addicts? Dr. Richard Surwit from Duke University Medical Center says ?People eat sugar because it tastes good. To call them addicts is ridiculous.? Addiction occurs when there are predictable physical symptoms after stopping the substance. This has NOT been report with sugar or any other food.
Cravings vs. Hunger vs. Low Blood Sugar vs. Emotions:
One should not confuse low blood sugar and hunger for cravings. The shaky, moody, and sleeping feelings one gets after going long periods of time without foods which quickly disappear with eating protein or carbs is low blood sugar. They are predictable and not influenced by any outside factor. The growling in our stomach is hunger. Most cravings occur when we are not hungry and are fueled by what we see, smell and even think.
Cravings and Chemistry in the Brain:
In a study published in The Lancet in February 2001, Dr. Gene-Jack Wang found that obese people had less dopamine receptors in their brains than normal weight people Wang found that the heavier the subject, the lower the number of dopamine receptors.
The Look- A- Like?s:
Low calorie -100 calorie bags of snacks and other portion controlled, foods and drinks that fool the brain into thinking it is eating the original. I call these low calorie, low carb or low fat snacks that look like the real high calorie originals the ? ?Look-a-Likes. They may be either low carb, low fat, and/or low calories, it?s the packaging that?s the key. They are made using fibers that are not absorbed and sweetened with Splenda or aspartame. They include numerous new soft drinks, some fruit juices, low carb, low calorie candy, crackers, ice cream, bread, muffins and even bagels and pizza. Fooling Our Brain:
Our brains are not very smart and can be easily ?fooled? into thinking many low calorie-low carb, portion controlled products are ?almost as good ?as the real thing. These foods can fool our brain because they have similar packaging, physical appearances, smells, oral sensations, textures, and tastes as their higher calorie originals. When eaten they go quickly into the brain and attach to the same receptors as the originals and release the same pleasure producing chemicals.
Since they have minimal effect on blood sugar, and fewer calories there are less metabolic consequences to eating them. The portion controlled bags make portion control easier.
Eating these They Do Not Increase Cravings or Hunger:
Some diet plan authors suggest that they only give the dieter license to eat more bags or they really increase cravings. Anyone who has fought with cravings knows that a portion controlled 100 calorie pack of chip or cookies does not increase anything- they provide the person trying to Lose weight at least some degree of control, imperfect as it may be.
Look-A-Likes in Drinks:
Diet sodas are the best example of using look-a-likes. Diet coke is a good substitute for
regular coke, but for some people that taste is not like regular soda. Coke Zero is even
closer to regular coke and for many people who do not like diet sodas a good choice.
The Smart Dieter:
For those overweight or obesity prone individuals who are struggling to lose weight the answer to cravings is simple: Give up trying to fight them, a bunch of carrot sticks will never satisfy someone who desires chocolate or salty chips. Let?s think about it, no one in the world cares if you have that chocolate bar or 1/2 pint of Rocky Road
at 10 PM while you are on your computer or watching TV other than you. There is not social stigmata to eating
these. Compare that with trying to smoke a cigarette even in an outdoor restaurant or drinking to much alcohol.
A lot of social pressure helps us control these urges.
What to do about cravings without driving yourself crazy:
Clean up office, house and even the car: seeing it or smelling it sets off the signal
Make sure the urge is not thirst, hunger or low blood sugar
Have some 100 calorie snack packs or other portion controlled low calorie foods around, and let them fool your brain. They really are ?almost? as good as the originals.
eat regular meals to prevent your sugar from
Give Up trying to fight cravings, in the end you will lose every time.
Richard Lipman M.D, a board certified internist and endocrinologist has been treating weight and metabolic problems for 25 years in his Miami office. His specialty is getting the whole family involved in a healthy weight loss plan. Having an overweight child or teen trying to eat different food from the rest of the family never works. His motto is, ?everyone can eat healthier, normal or overweight.?
His recent book, The 100 Calorie Secret, describes how thousands of his patients lost weight and kept it off. Whether you read his website, buy his book, or download your free copy of Dr Lipman?s Quick weight loss Guide for the Family, don?t let yourself, child or teen continue to gain weight.
Learn more weight loss and tips from a Doctor who actually takes care of metabolic problems and obesity problems. Download Your Free Guide to Quick Weight Loss for the Whole Family at Quick Weight Loss Guide,
Article Source:
http://EzineArticles.com/?expert=Richard_Lipman_M.D.
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By Cory Doctorow, BoingBoing
Elizabeth on ifixit tells us the heartwarming story of Robert Litt, a teacher at ASCEND, ?a small arts K-8 school in the Alameda County School District.? Litt needed a computer lab. His school had no budget, So he called around to local businesses and individuals and collected all their ?broken? computers (refusing anything made before 2002 or with less than 512MB of RAM) and installed Ubuntu GNU/Linux on them. What he got was a free, robust computer lab. Litt says ??Discarded computers are our most wasted educational resource,? and that we are ?starving in the midst of plenty.?
http://boingboing.net/2012/08/15/howto-make-a-school-computer-l.html
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The 9th Russian Resurrection Film Festival celebrates ...
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Some might label it ?experimental? or ?avant-garde?, ...
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Source: http://www.altmedia.net.au/best-arts-and-entertainment-2/59771
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 International Business Times | International Business Times Skip to Main Content; U.S. Edition Business News. Australia Edition ? China Edition ? Germany Edition ? India Edition ? Italia Edition ? Korea Edition ? Japan Edition ... European markets were mixed Monday as investors remained watchful ahead of the ... |
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The study method utilized in the exam utilized 112 people as test subjects inside the age groups of 18 to 40 and 60 to 82. Hospital expenses are increasing. Advanced home healthcare equipment, for example home safety items, wound care tools, canes, crutches, ramblers, home scooters and lifts, really are a god- send for such patients. Their primary advantage is inexpensive. It will likewise supply the particulars for example job responsibilities carried out, designation, title from the hospital and period of time. Once insurance consumers find the correct arrange for them ( as well as their family), the world wide web. CuttingAgency. benefits com online application system could possibly get programs posted and through underwriting considerably faster. Healthcare Transcription Organization Health care transcription refers back to the transcribing of health care data which have been determined by wellness care pros. This agency issue could possibly get further irritated because the medical infrastructure on most developed nations is costly. To sum up, bad or good results of eating chocolate is dependent upon the person variants of chocolate. b, many of them in Sub- Saharan Africa and Southeast Asia. For those who have a family member with an ongoing condition and can need constant health care you? ll clearly require more financial covering than the usual family which are all healthy and rarely go to a physician. Before determining the policy they? ll go for, they are able to use free health insurance online quotes to check the help and rates. health Promotion can also be simple as lengthy while you give your very best inside your spirulina tasks. The historic election by Congress to reform healthcare in the usa passed Sunday with a very close margin, with 219 ? Yes? votes home health care agency and 212 ? No? votes. The brand new healthcare reform law implies that children parents can remain underneath the identical health plan his or her parent? s until they? re 26 years of age, no matter their marital status, student status or street address. Key rivals ? A listing of key rivals to the organization. Unlike other marketing items which are only employed for fun, fashion and pleasure, marketing digital pedometers impact the interior being of the person because he keeps his wellness. States Forest Service. 9. Tips & Alerts Ways to get Medical Health Insurance when Let Go Insurance providers within the U . To request health questions, click ? Request? after which click ? Health & health Wellness.? Bear in mind care that questions health benefits of spirulina on this website are clarified by anybody, and solutions ought to be investigated further. A tooth pain might be a miserable experience but it? s not frequently something which all of a sudden happens, its because of poor dental maintenance which could have been prevented easily by going to a dental professional Dubai. Group Insurance policy when in comparison to similar benefit individual health plans is frequently a minimum of 10% as less pricey. For women that are pregnant, the most crucial natural supplements could be iron, folate, proteins, vitamin b health benefits of spirulina complex and calcium. California? s Set up required a brave key to safeguard Californians from unjustifiable California medical health insurance premium rate hikes. Chocolates is heart healthy too! After he pays the very first $ 1, 000, then your insurance provider will start having to pay toward healthcare costs following the initial $ of 1, 000 as organized underneath the the policy.
Source: http://curryrecipe-jp.net/health-2/health-benefits-of-spirulina/
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LOS ANGELES (TheWrap.com) - Richard Fowkes, a veteran entertainment executive who most recently ran business affairs for Legendary Entertainment, died Thursday in Los Angeles after a battle with brain cancer.
He was 66 years old.
Fowkes joined Legendary in 2007 as executive vice-president, business affairs.
After receiving his law degree at the National Law Center of George Washington University, Fowkes began his career at the Dramatists Guild as a staff attorney, then joined Paramount's New York-based legal department. After that, he spent two years as a production attorney at United Artists.
He returned to Paramount in 1977 as vice-president of East Coast legal affairs for the feature film department and Paramount Theater Productions, then moved to the Paramount studio in Hollywood in 1983 to become senior vice-president of motion picture business and legal affairs.
Fowkes was born in Yonkers, N.Y. on April 15, 1946.
He is survived by his wife Floran Fowkes and his two daughters, Jillian and Sloane Fowkes. Jillian is vice-president, talent for the public relations firm ID.
A memorial service will be held at 6:30 p.m. on Tuesday, August 28, at Paramount Pictures.
Source: http://news.yahoo.com/richard-fowkes-veteran-business-exec-dead-66-174718942.html
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MCKEES ROCKS, Pa. (AP) ? Police say a western Pennsylvania woman had her checkbook stolen and as she went to the police station to report the crime, her purse was swiped.
Seventy-two-year-old Harriet Sweger says she was first robbed by a woman who bumped into her and grabbed her checkbook at a grocery store.
The McKees Rocks woman says she was driving to a police station when she stopped to ask for directions and had a man reach into her car and grab her purse.
Police in Stowe Township, Allegheny County say they have a suspect in the purse snatching but didn't release a name.
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It was not that many years in the past that home buyers with just about any credit score score could obtain a property with tiny to no income out of pocket. When these relaxed lending tips had been coupled with depreciating genuine estate values, the outcome was hundreds of 1000?s of property owners upside down in their home loans and not able to refinance. To complicate the scenario even much more, a excellent percentage of these debtors took out adjustable charge house loans, many with 2 to 3 12 months introductory charges. And not like several Freddie Mac and Fannie Mae agency products, there was most likely no likelihood of these sub-prime mortgages? costs ?remaining flat or even modifying to a reduced fee. ?Lending recommendations also tightened drastically for most items making debtors who earlier would have competent for refinancing trapped in their current plan.
FHA Loans
Nowadays there are a few very low and zero down mortgage products in the market like FHA financial loans, VA financial loans, and USDA rural housing mortgages.
FHA loans, run by the Federal Housing Administration, are insured towards default by the FHA. Authorized creditors are certain that they won?t have to write off a mortgage if the borrower defaults on his or her bank loan. FHA does keep monitor of the default prices of the different FHA approved creditors and firms can shed their proper to take part if they show a bad keep track of report. Down payment needs change periodically and currently a lot of FHA merchandise require a 3.five% down payment (topic to change). ?FHA loans are well-known several factors. Very first, in contrast to USDA financial loans, there are no cash flow caps. Meaning you can make $ 200,000 and even now acquire an FHA mortgage loan as extended as all other qualifying requirements are satisfied. FHA financial loans are also considered of as having a bit less stringent underwriting guidelines. 1 draw back to FHA financial loans is that financial loan boundaries may be decrease than what would be obtainable underneath Fannie Mae?s and Freddie Mac?s conforming loan limitations. FHA loans also have an upfront non-public mortgage insurance coverage (PMI) high quality and recurring PMI payments are extra to month-to-month installments for a established variety of several years even if one?s loan-to-worth ratio drops under the twenty% threshold where numerous loan companies eradicate PMI.
VA Loans
VA financial loans are a zero down mortgage remedy which are made to aid qualifying energetic obligation servicemen and ladies, veterans, and surviving spouses acquire house with minor to no income out of pocket. These are manufactured obtainable by accredited creditors and are guaranteed by the United States Department of Veterans Affairs.? Other rewards of VA loans could consist of no non-public house loan insurance coverage, less restrictive credit card debt-to-earnings ratios, and more peaceful credit score recommendations than would be identified with company conforming financial loan products. Eligibility demands can be discovered on the U.S. Department of Veterans Affairs internet site (www.rewards.va.gov/homeloans).
USDA Rural Housing Financial loans
USDA Mortgage loans, administered by the United States Section of Agriculture Rural Improvement, are developed for lower revenue individuals who are seeking to purchase residences in rural spot of the United States. Eligibility is afflicted by equally a borrower?s revenue and the property alone. According the USDA?s web web site, applicants? can only earn up to 115% of the median revenue for their spot. ?Loan applications are for 30 many years and there is no down payment needed. Borrowers can research for a house by its deal with on the USDA site to see if the house is in a USDA eligible area.
While the aforementioned mortgage applications comprise the greater part of minimal and no money down mortgage products currently being originated in present day market, there may be some banking institutions, credit score unions, or other lending organizations who are offering their individual very low down payment financing possibilities. Most consumers really should take into account a mounted rate product when taking out a low money down mortgage as genuine estate costs are nevertheless heading decrease in some regions of the country creating the danger of getting upside down in an adjustable fee house loan a scary prospect. Be certain to seek the assistance of a accredited mortgage loan skilled just before moving ahead with any residence bank loan decision.
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Source: http://biofilmsiii.com/present-zero-and-low-cash-down-mortgage-financing-solutions/
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